:root{--navy:#0c2d63;--blue:#1b58b5;--sky:#e5f3ff;--ink:#132540;--muted:#52647b;--border:#dce7f5;--glass:rgba(255,255,255,.87);--shadow:0 16px 45px rgba(14,48,99,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:system-ui,-apple-system,'Segoe UI',Arial,sans-serif;line-height:1.55;background:#eaf1f8;isolation:isolate}body::before{content:"";position:fixed;inset:-18px;z-index:-2;background:url('/images/family-background.png') center/cover no-repeat;filter:blur(7px)}body::after{content:"";position:fixed;inset:0;z-index:-1;background:rgba(241,247,255,.57)}a{text-decoration:none;color:inherit}img{max-width:100%;height:auto}button{font:inherit}.wrap{width:min(1190px,calc(100% - 36px));margin:auto}.topline{background:var(--navy);color:#fff;font-size:.88rem}.topline .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:8px 0}.topline a:hover{text-decoration:underline}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid var(--border)}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;min-width:0}.brand img{width:152px;max-height:65px;object-fit:contain}.brand-name{font-weight:850;color:var(--navy);line-height:1.13;font-size:1.05rem}.brand-name small{display:block;font-size:.73rem;font-weight:600;letter-spacing:.1em;color:var(--muted);margin-top:5px}.nav-links{display:flex;gap:18px;align-items:center;flex-wrap:wrap;font-size:.92rem;font-weight:700;color:var(--navy)}.nav-links a:hover,.nav-links a:focus-visible{color:var(--blue);text-decoration:underline}.btn{display:inline-flex;justify-content:center;align-items:center;gap:9px;padding:12px 19px;border-radius:12px;font-weight:750;border:1px solid transparent;transition:transform .15s,background .15s}.btn:hover{transform:translateY(-2px)}.btn-main{background:var(--blue);color:#fff;box-shadow:0 8px 20px rgba(27,88,181,.22)}.btn-main:hover{background:var(--navy)}.btn-light{background:#fff;color:var(--navy);border-color:#bed2ea}.hero{padding:78px 0 68px;min-height:450px;display:flex;align-items:center}.hero-content{max-width:665px;background:rgba(255,255,255,.78);border:1px solid rgba(255,255,255,.95);border-radius:26px;box-shadow:var(--shadow);padding:clamp(26px,4vw,48px);backdrop-filter:blur(10px)}.eyebrow{display:inline-block;background:#e5f1ff;color:var(--blue);font-weight:850;text-transform:uppercase;letter-spacing:.1em;font-size:.76rem;padding:7px 12px;border-radius:30px}.hero h1{font-size:clamp(2.2rem,5vw,4rem);line-height:1.1;letter-spacing:-.045em;margin:20px 0}.hero p{font-size:1.12rem;color:#405572;max-width:52ch}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.section{padding:46px 0}.section-title{margin:0 0 8px;font-size:clamp(1.65rem,3vw,2.3rem);letter-spacing:-.03em;color:var(--navy)}.section-sub{color:var(--muted);margin:0 0 24px}.panel{background:var(--glass);border:1px solid rgba(255,255,255,.95);border-radius:23px;padding:clamp(20px,3vw,34px);box-shadow:var(--shadow);backdrop-filter:blur(11px)}.quote-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}.quote-tile{display:flex;flex-direction:column;align-items:flex-start;gap:8px;min-height:170px;padding:20px;border-radius:17px;background:rgba(255,255,255,.91);border:1px solid var(--border);transition:transform .2s,box-shadow .2s}.quote-tile:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.quote-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:13px;background:var(--sky);font-size:1.65rem}.quote-tile strong{color:var(--navy);font-size:1.05rem}.quote-tile span:last-child{font-size:.86rem;color:var(--muted)}.tag{display:inline-block;margin-top:auto;padding:5px 9px;background:#e8f3ff;border-radius:20px;color:var(--blue)!important;font-size:.75rem!important;font-weight:800}.tag.future{background:#edf0f4;color:#687588!important}.services-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.service-card{background:rgba(255,255,255,.91);padding:24px;border-radius:18px;border:1px solid var(--border)}.service-card h3{margin:8px 0;color:var(--navy)}.service-card p{margin:0;color:var(--muted)}.video-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:20px;align-items:stretch}.video-stage{display:grid;place-items:center;min-height:270px;border-radius:18px;background:linear-gradient(125deg,#0b306c,#2874cf);color:#fff;text-align:center;padding:25px}.video-stage .play{font-size:3rem;line-height:1}.video-notes{display:flex;flex-direction:column;justify-content:center}.video-notes h3{color:var(--navy);margin:0 0 8px}.video-notes p{color:var(--muted)}.blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.post{background:#fff;border:1px solid var(--border);border-radius:18px;overflow:hidden}.post img{width:100%;height:170px;object-fit:cover;display:block}.post-body{padding:19px}.post h3{font-size:1.08rem;margin:0 0 9px;color:var(--navy)}.post p{font-size:.9rem;color:var(--muted)}.post a{color:var(--blue);font-weight:800}.reviews-frame{min-height:90px}.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:20px}.contact-grid p{margin:7px 0}.contact-grid a{color:var(--blue);font-weight:700}.footer{background:rgba(8,36,81,.96);color:#fff;padding:32px 0;margin-top:35px}.footer-inner{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.footer a{text-decoration:underline;text-underline-offset:3px}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:100;background:#fff;padding:10px}.mobile-cta{display:none}
@media(max-width:1020px){.nav{align-items:flex-start;padding:15px 0;flex-direction:column;gap:12px}.nav-links{gap:14px}.quote-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:720px){.hero{padding:45px 0;min-height:370px}.quote-grid,.services-grid,.blog-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.video-grid,.contact-grid{grid-template-columns:1fr}.topline .wrap{justify-content:center}.brand img{width:128px}body::before{background-position:62% center}.mobile-cta{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:30;gap:10px;padding:10px;background:rgba(255,255,255,.96);border-top:1px solid var(--border)}.mobile-cta .btn{flex:1}.footer{padding-bottom:95px}}
@media(max-width:490px){.quote-grid,.services-grid,.blog-grid{grid-template-columns:1fr}.quote-tile{min-height:unset}.nav-links{font-size:.85rem;gap:11px}.hero-content{padding:24px}.wrap{width:min(1190px,calc(100% - 26px))}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.quote-tile{transition:none}}

/* Bilingual header and top video alongside the introduction. */
.nav{gap:16px}.nav-links{gap:13px;font-size:.88rem;flex:1;justify-content:flex-end}.language-switch{display:inline-flex;align-items:center;gap:7px;flex-shrink:0;padding:9px 12px;border:1px solid #bed2ea;border-radius:10px;color:var(--navy);font-weight:750;font-size:.85rem;background:#f4f9ff}.language-switch:hover{background:#e5f1ff}.hero{padding:48px 0 38px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,1fr);gap:24px;align-items:stretch}.hero-content{max-width:none;padding:clamp(24px,3.2vw,40px)}.hero h1{font-size:clamp(2.1rem,3.5vw,3.25rem)}.hero p{font-size:1.04rem}.hero-video{min-width:0;background:rgba(255,255,255,.88);border:1px solid rgba(255,255,255,.95);border-radius:26px;box-shadow:var(--shadow);padding:22px;display:flex;flex-direction:column;justify-content:center;scroll-margin-top:120px}.video-heading{display:flex;justify-content:space-between;align-items:center;gap:10px}.video-heading .eyebrow{font-size:.66rem;letter-spacing:.07em}.video-language{font-size:.75rem;color:var(--muted)}.hero-video h2{font-size:1.3rem;letter-spacing:-.025em;line-height:1.3;margin:17px 0}.hero-media{width:100%;aspect-ratio:16/9;background:linear-gradient(135deg,#0c2d63,#1b58b5);border-radius:16px;overflow:hidden;display:grid;place-items:center}.hero-media video{display:block;width:100%;height:100%;background:#0c2d63;object-fit:contain}.video-coming{display:flex;flex-direction:column;align-items:center;text-align:center;gap:12px;padding:20px;color:white}.video-symbol{display:grid;place-items:center;width:48px;height:48px;border:1px solid #ffffff55;background:#ffffff17;border-radius:50%;font-size:18px;padding-left:3px}.video-coming strong{font-size:1rem;max-width:27ch;line-height:1.35}.video-coming>span:last-child{font-size:.8rem;line-height:1.5;color:#deebff;max-width:36ch}.hero-video .video-caption{font-size:.82rem;line-height:1.5;margin:17px 0 0;color:var(--muted)}a:focus-visible{outline:3px solid #ac7100;outline-offset:4px}#insurance,#services,#reviews,#contact{scroll-margin-top:110px}
@media(max-width:1120px){.nav{flex-wrap:wrap}.brand{flex:1}.nav-links{order:3;flex-basis:100%;justify-content:flex-start}.language-switch{margin-left:auto}.hero-grid{gap:18px}.hero .actions .btn{font-size:.9rem;padding:11px 14px}}
@media(max-width:1020px){.nav{flex-direction:row;align-items:center}.hero h1{font-size:2.5rem}.hero-content{padding:28px}.hero-video{padding:20px}}
@media(max-width:800px){.hero-grid{grid-template-columns:1fr}.hero{padding:28px 0}.hero h1{font-size:clamp(2rem,6vw,3rem)}.hero-video{scroll-margin-top:170px}.hero-video h2{font-size:1.3rem}.hero-media{max-height:none}.hero-content{padding:28px}.video-coming{padding:25px}.video-coming strong{font-size:1.1rem}}
@media(max-width:490px){.nav{gap:10px}.brand{gap:8px}.brand img{width:98px}.brand-name{font-size:.85rem}.brand-name small{font-size:.59rem}.language-switch{padding:8px 10px;font-size:.8rem}.hero-content{padding:24px}.hero-video{padding:18px}.hero-video .eyebrow{font-size:.64rem}.hero h1{font-size:2.12rem}.hero p{font-size:1rem}.video-coming{padding:18px;gap:10px}.video-coming strong{font-size:.98rem}.video-coming>span:last-child{font-size:.75rem}.video-symbol{width:40px;height:40px;font-size:16px}}
/* Keep white labels on blue buttons, including the contact telephone button. */
.btn.btn-main,.btn.btn-main:visited,.btn.btn-main:hover,.btn.btn-main:focus-visible{color:#fff}


.insurance-group{margin-top:30px}.insurance-group h3{margin:0 0 15px;color:var(--navy);font-size:1.2rem;letter-spacing:-.02em;padding-bottom:10px;border-bottom:2px solid var(--border)}
.quote-group-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.quote-group-grid.group-five{grid-template-columns:repeat(5,minmax(0,1fr))}.quote-group-grid>.quote-tile{grid-column:auto;height:100%}
@media(max-width:1020px){.quote-group-grid,.quote-group-grid.group-five{grid-template-columns:repeat(2,minmax(0,1fr))}.quote-group-grid.group-five>.quote-tile:last-child{grid-column:1 / -1}}
@media(max-width:490px){.quote-group-grid,.quote-group-grid.group-five{grid-template-columns:1fr}.quote-group-grid>.quote-tile{grid-column:1 / -1}}
.tax-service-link{display:block}.tax-service-link:hover{border-color:var(--blue);box-shadow:var(--shadow)}.tax-service-link:focus-visible{outline:3px solid var(--blue);outline-offset:4px}.service-cta{display:block;margin-top:16px;color:var(--blue);font-weight:750}
.blog-main{padding:2rem 0}
.blog-article{max-width:52rem;margin:auto;background:#fff;color:#132540;border:1px solid #dce7f5;border-radius:18px;padding:clamp(1rem,4vw,2.5rem);overflow-wrap:anywhere}
.blog-content{overflow-x:auto}
.blog-content a,.blog-tags a{color:#1b58b5;text-decoration:underline}
.blog-tags{display:flex;flex-wrap:wrap;gap:.6rem;list-style:none;padding:0}
.blog-tags a{display:inline-block;border-radius:999px;padding:.25rem .7rem;background:#e5f3ff}
.blog-search{display:flex;flex-wrap:wrap;gap:.75rem;align-items:end;margin-bottom:1.5rem}
.blog-search label{display:grid;gap:.25rem;flex:1 1 16rem;font-weight:650}
.blog-search input{width:100%;min-width:0;padding:.65rem;border:1px solid #879bb1;border-radius:12px;background:white;color:#132540;font:inherit}
.blog-search button{cursor:pointer}
.blog-main .post{padding:1.2rem;overflow-wrap:anywhere}
.blog-main .post h2{font-size:1.22rem;line-height:1.25;margin:0}
.hero h1{overflow-wrap:anywhere}